Call reports 2016
AMERICAN NATIONAL BANK & TRUST — 2016
What AMERICAN NATIONAL BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 493,186,000 | 515,573,000 | 543,916,000 | 572,928,000 |
| Total loans | 311,190,000 | 331,284,000 | 351,091,000 | 359,003,000 |
| Allowance for loan losses | 5,198,000 | 5,087,000 | 5,131,000 | 5,129,000 |
| Securities available for sale | 130,299,000 | 125,319,000 | 118,592,000 | 146,251,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 395,239,000 | 405,593,000 | 422,748,000 | 453,752,000 |
| Interest-bearing deposits | 268,216,000 | 272,522,000 | 283,716,000 | 322,156,000 |
| Noninterest-bearing deposits | 127,023,000 | 133,071,000 | 139,032,000 | 131,596,000 |
| Equity capital | 68,029,000 | 69,794,000 | 70,977,000 | 71,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,298,000 | 8,696,000 | 13,339,000 | 18,348,000 |
| Interest expense | 218,000 | 465,000 | 747,000 | 1,181,000 |
| Net interest income | 4,080,000 | 8,231,000 | 12,592,000 | 17,167,000 |
| Noninterest income | 2,658,000 | 5,475,000 | 8,615,000 | 11,453,000 |
| Noninterest expense | 5,057,000 | 10,009,000 | 15,073,000 | 20,412,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,681,000 | 3,697,000 | 6,237,000 | 8,311,000 |
| Income tax | 472,000 | 1,046,000 | 1,777,000 | 2,095,000 |
| Net income | 1,209,000 | 2,651,000 | 4,460,000 | 6,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,241,000 | 65,683,000 | 66,924,000 | 68,621,000 |
| Total capital | 68,872,000 | 70,549,000 | 71,999,000 | 73,760,000 |
| Risk-weighted assets | 369,912,000 | 389,042,000 | 405,911,000 | 419,603,000 |