Call reports 2015
AMERICAN NATIONAL BANK & TRUST — 2015
What AMERICAN NATIONAL BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 443,615,000 | 443,831,000 | 475,840,000 | 489,449,000 |
| Total loans | 261,119,000 | 262,195,000 | 280,519,000 | 288,218,000 |
| Allowance for loan losses | 5,245,000 | 5,246,000 | 5,228,000 | 5,205,000 |
| Securities available for sale | 102,096,000 | 106,835,000 | 120,157,000 | 136,361,000 |
| Securities held to maturity | 725,000 | 725,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 377,275,000 | 375,332,000 | 399,645,000 | 414,364,000 |
| Interest-bearing deposits | 263,953,000 | 254,791,000 | 273,916,000 | 288,504,000 |
| Noninterest-bearing deposits | 113,322,000 | 120,541,000 | 125,729,000 | 125,860,000 |
| Equity capital | 57,745,000 | 58,836,000 | 65,594,000 | 66,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,441,000 | 7,086,000 | 11,140,000 | 15,284,000 |
| Interest expense | 205,000 | 394,000 | 605,000 | 808,000 |
| Net interest income | 3,236,000 | 6,692,000 | 10,535,000 | 14,476,000 |
| Noninterest income | 2,490,000 | 5,100,000 | 8,107,000 | 11,035,000 |
| Noninterest expense | 4,537,000 | 9,022,000 | 14,178,000 | 19,326,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,189,000 | 2,770,000 | 4,464,000 | 6,220,000 |
| Income tax | 353,000 | 835,000 | 1,346,000 | 1,650,000 |
| Net income | 836,000 | 1,935,000 | 3,118,000 | 4,570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,424,000 | 55,523,000 | 62,009,000 | 63,599,000 |
| Total capital | 58,259,000 | 59,457,000 | 66,204,000 | 67,905,000 |
| Risk-weighted assets | 305,449,000 | 313,389,000 | 334,536,000 | 343,588,000 |