Call reports 2013
AMERICAN NATIONAL BANK & TRUST — 2013
What AMERICAN NATIONAL BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 439,023,000 | 428,507,000 | 418,331,000 | 427,619,000 |
| Total loans | 247,296,000 | 250,325,000 | 251,946,000 | 247,259,000 |
| Allowance for loan losses | 5,518,000 | 5,490,000 | 5,645,000 | 5,246,000 |
| Securities available for sale | 106,375,000 | 105,748,000 | 106,516,000 | 107,108,000 |
| Securities held to maturity | 800,000 | 800,000 | 775,000 | 775,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 374,664,000 | 364,248,000 | 353,033,000 | 363,482,000 |
| Interest-bearing deposits | 265,284,000 | 253,717,000 | 240,577,000 | 248,919,000 |
| Noninterest-bearing deposits | 109,380,000 | 110,531,000 | 112,456,000 | 114,563,000 |
| Equity capital | 51,965,000 | 52,119,000 | 52,863,000 | 54,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,677,000 | 7,251,000 | 10,770,000 | 14,184,000 |
| Interest expense | 293,000 | 565,000 | 809,000 | 1,030,000 |
| Net interest income | 3,384,000 | 6,686,000 | 9,961,000 | 13,154,000 |
| Noninterest income | 2,379,000 | 5,206,000 | 7,905,000 | 10,352,000 |
| Noninterest expense | 4,463,000 | 8,866,000 | 13,414,000 | 17,419,000 |
| Provision for loan losses | 18,000 | 18,000 | 18,000 | -382,000 |
| Pretax income | 1,282,000 | 3,008,000 | 4,434,000 | 6,466,000 |
| Income tax | 378,000 | 902,000 | 1,312,000 | 1,833,000 |
| Net income | 904,000 | 2,106,000 | 3,122,000 | 4,633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,493,000 | 47,686,000 | 48,179,000 | 49,687,000 |
| Total capital | 50,022,000 | 51,285,000 | 51,806,000 | 53,189,000 |
| Risk-weighted assets | 280,350,000 | 286,127,000 | 288,105,000 | 278,425,000 |