Call reports 2012
AMERICAN NATIONAL BANK & TRUST — 2012
What AMERICAN NATIONAL BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 456,798,000 | 441,324,000 | 433,256,000 | 462,335,000 |
| Total loans | 272,378,000 | 276,367,000 | 268,742,000 | 260,253,000 |
| Allowance for loan losses | 5,845,000 | 5,726,000 | 5,792,000 | 5,485,000 |
| Securities available for sale | 112,871,000 | 102,727,000 | 97,372,000 | 101,978,000 |
| Securities held to maturity | 0 | 0 | 0 | 800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 394,196,000 | 379,245,000 | 368,416,000 | 397,474,000 |
| Interest-bearing deposits | 286,761,000 | 268,622,000 | 258,583,000 | 273,693,000 |
| Noninterest-bearing deposits | 107,435,000 | 110,623,000 | 109,833,000 | 123,781,000 |
| Equity capital | 47,688,000 | 49,333,000 | 50,630,000 | 51,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,133,000 | 8,278,000 | 12,461,000 | 16,471,000 |
| Interest expense | 474,000 | 841,000 | 1,183,000 | 1,500,000 |
| Net interest income | 3,659,000 | 7,437,000 | 11,278,000 | 14,971,000 |
| Noninterest income | 2,292,000 | 4,615,000 | 7,316,000 | 10,088,000 |
| Noninterest expense | 4,361,000 | 8,704,000 | 13,186,000 | 18,086,000 |
| Provision for loan losses | 5,000 | 9,000 | 18,000 | 31,000 |
| Pretax income | 1,585,000 | 3,380,000 | 5,439,000 | 6,991,000 |
| Income tax | 491,000 | 1,047,000 | 1,695,000 | 1,980,000 |
| Net income | 1,094,000 | 2,333,000 | 3,744,000 | 5,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,737,000 | 43,969,000 | 44,850,000 | 46,109,000 |
| Total capital | 46,565,000 | 47,808,000 | 48,563,000 | 49,798,000 |
| Risk-weighted assets | 304,228,000 | 305,242,000 | 294,995,000 | 293,379,000 |