Call reports 2011
AMERICAN NATIONAL BANK & TRUST — 2011
What AMERICAN NATIONAL BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 467,257,000 | 449,785,000 | 450,080,000 | 467,285,000 |
| Total loans | 302,544,000 | 289,825,000 | 284,834,000 | 267,032,000 |
| Allowance for loan losses | 5,649,000 | 5,636,000 | 5,685,000 | 5,818,000 |
| Securities available for sale | 95,138,000 | 97,299,000 | 84,600,000 | 105,329,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 403,331,000 | 385,015,000 | 384,214,000 | 400,604,000 |
| Interest-bearing deposits | 308,826,000 | 290,906,000 | 283,889,000 | 301,039,000 |
| Noninterest-bearing deposits | 94,505,000 | 94,109,000 | 100,325,000 | 99,565,000 |
| Equity capital | 43,803,000 | 44,611,000 | 45,926,000 | 46,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,454,000 | 8,897,000 | 13,178,000 | 17,515,000 |
| Interest expense | 747,000 | 1,414,000 | 2,035,000 | 2,578,000 |
| Net interest income | 3,707,000 | 7,483,000 | 11,143,000 | 14,937,000 |
| Noninterest income | 1,912,000 | 4,036,000 | 6,501,000 | 8,863,000 |
| Noninterest expense | 4,630,000 | 9,346,000 | 14,109,000 | 18,767,000 |
| Provision for loan losses | 228,000 | 306,000 | 384,000 | 387,000 |
| Pretax income | 761,000 | 1,867,000 | 3,155,000 | 4,650,000 |
| Income tax | 208,000 | 531,000 | 887,000 | 1,289,000 |
| Net income | 553,000 | 1,336,000 | 2,268,000 | 3,361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,713,000 | 39,540,000 | 40,516,000 | 41,650,000 |
| Total capital | 42,892,000 | 43,509,000 | 44,387,000 | 45,423,000 |
| Risk-weighted assets | 332,836,000 | 315,838,000 | 307,892,000 | 299,794,000 |