Call reports 2008
AMERICAN NATIONAL BANK & TRUST — 2008
What AMERICAN NATIONAL BANK & TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 345,612,000 | 361,853,000 | 383,775,000 | 396,035,000 |
| Total loans | 245,946,000 | 257,882,000 | 276,047,000 | 288,895,000 |
| Allowance for loan losses | 2,874,000 | 2,911,000 | 3,047,000 | 3,263,000 |
| Securities available for sale | 50,719,000 | 55,903,000 | 52,858,000 | 59,850,000 |
| Securities held to maturity | 147,000 | 142,000 | 136,000 | 131,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,442,000 | 283,727,000 | 301,820,000 | 302,184,000 |
| Interest-bearing deposits | 206,809,000 | 204,437,000 | 219,798,000 | 223,790,000 |
| Noninterest-bearing deposits | 67,633,000 | 79,290,000 | 82,022,000 | 78,394,000 |
| Equity capital | 38,879,000 | 38,496,000 | 39,533,000 | 39,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,947,000 | 9,518,000 | 14,300,000 | 19,013,000 |
| Interest expense | 1,731,000 | 3,281,000 | 4,768,000 | 6,255,000 |
| Net interest income | 3,216,000 | 6,237,000 | 9,532,000 | 12,758,000 |
| Noninterest income | 1,979,000 | 4,090,000 | 6,100,000 | 7,896,000 |
| Noninterest expense | 3,916,000 | 7,897,000 | 11,809,000 | 15,659,000 |
| Provision for loan losses | 65,000 | 130,000 | 195,000 | 415,000 |
| Pretax income | 1,214,000 | 2,300,000 | 3,628,000 | 4,580,000 |
| Income tax | 357,000 | 671,000 | 1,067,000 | 1,323,000 |
| Net income | 857,000 | 1,629,000 | 2,561,000 | 3,257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,390,000 | 33,915,000 | 34,602,000 | 34,507,000 |
| Total capital | 36,274,000 | 36,836,000 | 37,659,000 | 37,780,000 |
| Risk-weighted assets | 255,975,000 | 266,883,000 | 286,262,000 | 304,172,000 |
Machine access — free, no API key
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