Call reports 2007
AMERICAN NATIONAL BANK & TRUST — 2007
What AMERICAN NATIONAL BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 323,646,000 | 324,607,000 | 331,241,000 | 333,374,000 |
| Total loans | 231,825,000 | 233,846,000 | 235,779,000 | 237,168,000 |
| Allowance for loan losses | 2,676,000 | 2,648,000 | 2,738,000 | 2,818,000 |
| Securities available for sale | 50,930,000 | 46,067,000 | 51,700,000 | 41,557,000 |
| Securities held to maturity | 315,000 | 298,000 | 284,000 | 274,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,218,000 | 265,181,000 | 268,006,000 | 268,141,000 |
| Interest-bearing deposits | 195,452,000 | 191,286,000 | 197,712,000 | 199,468,000 |
| Noninterest-bearing deposits | 65,766,000 | 73,895,000 | 70,294,000 | 68,673,000 |
| Equity capital | 35,202,000 | 36,132,000 | 37,270,000 | 37,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,334,000 | 10,754,000 | 16,227,000 | 21,638,000 |
| Interest expense | 1,793,000 | 3,550,000 | 5,369,000 | 7,162,000 |
| Net interest income | 3,541,000 | 7,204,000 | 10,858,000 | 14,476,000 |
| Noninterest income | 1,964,000 | 4,075,000 | 6,114,000 | 8,133,000 |
| Noninterest expense | 3,633,000 | 7,363,000 | 11,113,000 | 15,044,000 |
| Provision for loan losses | 75,000 | 163,000 | 253,000 | 348,000 |
| Pretax income | 1,797,000 | 3,753,000 | 5,606,000 | 7,217,000 |
| Income tax | 570,000 | 1,194,000 | 1,784,000 | 2,184,000 |
| Net income | 1,227,000 | 2,559,000 | 3,822,000 | 5,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,185,000 | 31,289,000 | 32,327,000 | 32,779,000 |
| Total capital | 32,871,000 | 33,947,000 | 35,075,000 | 35,607,000 |
| Risk-weighted assets | 243,078,000 | 243,926,000 | 247,513,000 | 247,779,000 |
Machine access — free, no API key
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