Call reports 2005
AMERICAN NATIONAL BANK & TRUST — 2005
What AMERICAN NATIONAL BANK & TRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 251,301,000 | 252,974,000 | 321,020,000 | 324,894,000 |
| Total loans | 185,531,000 | 185,704,000 | 192,045,000 | 187,026,000 |
| Allowance for loan losses | 2,210,000 | 2,253,000 | 2,280,000 | 2,314,000 |
| Securities available for sale | 22,821,000 | 22,597,000 | 64,405,000 | 73,728,000 |
| Securities held to maturity | 521,000 | 478,000 | 445,000 | 413,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,299,000 | 207,900,000 | 276,053,000 | 280,183,000 |
| Interest-bearing deposits | 152,555,000 | 150,590,000 | 211,112,000 | 213,839,000 |
| Noninterest-bearing deposits | 57,744,000 | 57,310,000 | 64,941,000 | 66,344,000 |
| Equity capital | 23,659,000 | 29,390,000 | 30,323,000 | 30,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,263,000 | 6,719,000 | 10,762,000 | 15,251,000 |
| Interest expense | 808,000 | 1,691,000 | 2,852,000 | 4,213,000 |
| Net interest income | 2,455,000 | 5,028,000 | 7,910,000 | 11,038,000 |
| Noninterest income | 1,743,000 | 3,569,000 | 5,508,000 | 7,277,000 |
| Noninterest expense | 2,898,000 | 5,836,000 | 8,893,000 | 12,119,000 |
| Provision for loan losses | 30,000 | 70,000 | 130,000 | 190,000 |
| Pretax income | 1,270,000 | 2,691,000 | 4,395,000 | 6,006,000 |
| Income tax | 400,000 | 851,000 | 1,398,000 | 1,803,000 |
| Net income | 870,000 | 1,840,000 | 2,997,000 | 4,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,597,000 | 25,331,000 | 25,088,000 | 25,595,000 |
| Total capital | 21,807,000 | 27,584,000 | 27,368,000 | 27,919,000 |
| Risk-weighted assets | 193,881,000 | 195,075,000 | 211,832,000 | 207,949,000 |
Machine access — free, no API key
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