Call reports 2004
AMERICAN NATIONAL BANK & TRUST — 2004
What AMERICAN NATIONAL BANK & TRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 241,867,000 | 238,642,000 | 240,605,000 | 247,772,000 |
| Total loans | 172,584,000 | 174,689,000 | 178,435,000 | 182,965,000 |
| Allowance for loan losses | 1,978,000 | 2,032,000 | 2,078,000 | 2,085,000 |
| Securities available for sale | 27,242,000 | 20,796,000 | 19,983,000 | 20,862,000 |
| Securities held to maturity | 739,000 | 673,000 | 605,000 | 558,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,099,000 | 206,997,000 | 205,817,000 | 208,100,000 |
| Interest-bearing deposits | 154,473,000 | 155,515,000 | 156,895,000 | 155,473,000 |
| Noninterest-bearing deposits | 45,626,000 | 51,482,000 | 48,922,000 | 52,627,000 |
| Equity capital | 22,209,000 | 22,303,000 | 22,953,000 | 23,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,775,000 | 5,504,000 | 8,433,000 | 11,551,000 |
| Interest expense | 798,000 | 1,542,000 | 2,293,000 | 3,051,000 |
| Net interest income | 1,977,000 | 3,962,000 | 6,140,000 | 8,500,000 |
| Noninterest income | 1,730,000 | 3,570,000 | 5,321,000 | 6,969,000 |
| Noninterest expense | 2,907,000 | 5,859,000 | 8,735,000 | 11,620,000 |
| Provision for loan losses | 60,000 | 113,000 | 143,000 | 153,000 |
| Pretax income | 740,000 | 1,560,000 | 2,583,000 | 3,696,000 |
| Income tax | 219,000 | 467,000 | 782,000 | 1,027,000 |
| Net income | 521,000 | 1,093,000 | 1,801,000 | 2,669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,877,000 | 18,231,000 | 18,720,000 | 18,969,000 |
| Total capital | 19,855,000 | 20,263,000 | 20,798,000 | 21,054,000 |
| Risk-weighted assets | 182,578,000 | 184,380,000 | 187,760,000 | 192,747,000 |
Machine access — free, no API key
Every figure shown here about AMERICAN NATIONAL BANK & TRUST — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.