Call reports 2026
21ST CENTURY BANK — 2026
What 21ST CENTURY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 887,940,000 | 894,830,000 |
| Total loans | 675,617,000 | 672,706,000 |
| Allowance for loan losses | 5,963,000 | 6,083,000 |
| Securities available for sale | 189,600,000 | 187,176,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 677,862,000 | 658,782,000 |
| Interest-bearing deposits | 542,659,000 | 524,804,000 |
| Noninterest-bearing deposits | 135,203,000 | 133,978,000 |
| Equity capital | 82,003,000 | 82,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 12,580,000 | 25,610,000 |
| Interest expense | 4,999,000 | 9,901,000 |
| Net interest income | 7,581,000 | 15,709,000 |
| Noninterest income | 111,000 | 222,000 |
| Noninterest expense | 4,348,000 | 7,940,000 |
| Provision for loan losses | 265,000 | 565,000 |
| Pretax income | 3,219,000 | 7,566,000 |
| Income tax | 1,736,000 | 1,749,000 |
| Net income | 1,483,000 | 5,817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 93,714,000 | 95,589,000 |
| Total capital | 100,042,000 | 102,037,000 |
| Risk-weighted assets | 650,371,000 | 649,758,000 |