Call report 2025Q4
21ST CENTURY BANK — 2025Q4
The 22 measures 21ST CENTURY BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 875,946,000 | USD | evidence → |
| Total loans | 660,855,000 | USD | evidence → |
| Allowance for loan losses | 5,868,000 | USD | evidence → |
| Securities available for sale | 193,613,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 658,596,000 | USD | evidence → |
| Interest-bearing deposits | 525,929,000 | USD | evidence → |
| Noninterest-bearing deposits | 132,667,000 | USD | evidence → |
| Equity capital | 87,239,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 46,902,000 | USD | evidence → |
| Interest expense | 20,256,000 | USD | evidence → |
| Net interest income | 26,646,000 | USD | evidence → |
| Noninterest income | 1,163,000 | USD | evidence → |
| Noninterest expense | 14,218,000 | USD | evidence → |
| Provision for loan losses | 292,000 | USD | evidence → |
| Pretax income | 12,853,000 | USD | evidence → |
| Income tax | 3,549,000 | USD | evidence → |
| Net income | 9,304,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 93,981,000 | USD | evidence → |
| Total capital | 100,354,000 | USD | evidence → |
| Risk-weighted assets | 647,036,000 | USD | evidence → |