Call report 2023Q4
21ST CENTURY BANK — 2023Q4
The 22 measures 21ST CENTURY BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 728,079,000 | USD | evidence → |
| Total loans | 590,575,000 | USD | evidence → |
| Allowance for loan losses | 5,436,000 | USD | evidence → |
| Securities available for sale | 112,163,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 552,709,000 | USD | evidence → |
| Interest-bearing deposits | 407,825,000 | USD | evidence → |
| Noninterest-bearing deposits | 144,884,000 | USD | evidence → |
| Equity capital | 76,214,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 34,139,000 | USD | evidence → |
| Interest expense | 14,530,000 | USD | evidence → |
| Net interest income | 19,609,000 | USD | evidence → |
| Noninterest income | 591,000 | USD | evidence → |
| Noninterest expense | 12,820,000 | USD | evidence → |
| Provision for loan losses | 346,000 | USD | evidence → |
| Pretax income | 7,034,000 | USD | evidence → |
| Income tax | 2,040,000 | USD | evidence → |
| Net income | 4,994,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 84,269,000 | USD | evidence → |
| Total capital | 89,705,000 | USD | evidence → |
| Risk-weighted assets | 532,275,000 | USD | evidence → |