Call reports 2022
21ST CENTURY BANK — 2022
What 21ST CENTURY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 624,065,000 | 648,858,000 | 675,006,000 | 689,010,000 |
| Total loans | 520,805,000 | 528,942,000 | 553,474,000 | 554,782,000 |
| Allowance for loan losses | 4,495,000 | 4,568,000 | 4,866,000 | 4,863,000 |
| Securities available for sale | 87,868,000 | 90,338,000 | 94,471,000 | 112,542,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 549,725,000 | 575,720,000 | 600,416,000 | 608,223,000 |
| Interest-bearing deposits | 367,988,000 | 389,348,000 | 399,083,000 | 428,757,000 |
| Noninterest-bearing deposits | 181,737,000 | 186,373,000 | 201,333,000 | 179,466,000 |
| Equity capital | 71,607,000 | 70,820,000 | 70,656,000 | 73,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,123,000 | 12,472,000 | 19,326,000 | 27,022,000 |
| Interest expense | 316,000 | 719,000 | 1,715,000 | 3,433,000 |
| Net interest income | 5,807,000 | 11,753,000 | 17,611,000 | 23,589,000 |
| Noninterest income | 768,000 | 914,000 | 1,063,000 | 1,271,000 |
| Noninterest expense | 3,532,000 | 6,545,000 | 9,631,000 | 12,741,000 |
| Provision for loan losses | 450,000 | 540,000 | 790,000 | 790,000 |
| Pretax income | 2,593,000 | 5,582,000 | 8,253,000 | 11,329,000 |
| Income tax | 752,000 | 1,619,000 | 2,393,000 | 3,285,000 |
| Net income | 1,841,000 | 3,963,000 | 5,860,000 | 8,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,304,000 | 77,427,000 | 79,323,000 | 81,507,000 |
| Total capital | 79,799,000 | 81,995,000 | 84,189,000 | 86,370,000 |
| Risk-weighted assets | 429,651,000 | 443,387,000 | 473,376,000 | 483,025,000 |