Call reports 2021
21ST CENTURY BANK — 2021
What 21ST CENTURY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 628,339,000 | 607,133,000 | 612,081,000 | 630,085,000 |
| Total loans | 531,200,000 | 529,273,000 | 529,993,000 | 518,031,000 |
| Allowance for loan losses | 3,608,000 | 3,708,000 | 3,855,000 | 4,455,000 |
| Securities available for sale | 52,249,000 | 54,952,000 | 67,875,000 | 88,462,000 |
| Securities held to maturity | 1,684,000 | 1,535,000 | 1,509,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 528,553,000 | 520,174,000 | 529,692,000 | 548,135,000 |
| Interest-bearing deposits | 343,151,000 | 343,050,000 | 343,039,000 | 361,842,000 |
| Noninterest-bearing deposits | 185,402,000 | 177,124,000 | 186,653,000 | 186,293,000 |
| Equity capital | 72,004,000 | 74,351,000 | 75,358,000 | 74,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,431,000 | 14,115,000 | 20,507,000 | 26,812,000 |
| Interest expense | 593,000 | 1,086,000 | 1,458,000 | 1,789,000 |
| Net interest income | 6,838,000 | 13,029,000 | 19,049,000 | 25,023,000 |
| Noninterest income | 152,000 | 298,000 | 441,000 | -1,659,000 |
| Noninterest expense | 3,327,000 | 6,249,000 | 9,282,000 | 12,398,000 |
| Provision for loan losses | 0 | 100,000 | 225,000 | 825,000 |
| Pretax income | 3,663,000 | 6,978,000 | 9,983,000 | 10,141,000 |
| Income tax | 1,062,000 | 2,024,000 | 2,895,000 | 2,941,000 |
| Net income | 2,601,000 | 4,954,000 | 7,088,000 | 7,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,864,000 | 74,217,000 | 75,351,000 | 75,463,000 |
| Total capital | 75,472,000 | 77,925,000 | 79,206,000 | 79,918,000 |
| Risk-weighted assets | 391,881,000 | 396,234,000 | 404,622,000 | 418,293,000 |