Call reports 2017
21ST CENTURY BANK — 2017
What 21ST CENTURY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 397,289,000 | 408,833,000 | 419,556,000 | 436,295,000 |
| Total loans | 303,749,000 | 315,828,000 | 321,077,000 | 339,266,000 |
| Allowance for loan losses | 1,634,000 | 1,709,000 | 1,792,000 | 1,867,000 |
| Securities available for sale | 57,882,000 | 56,881,000 | 56,943,000 | 59,490,000 |
| Securities held to maturity | 1,739,000 | 1,714,000 | 1,691,000 | 1,665,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 335,906,000 | 354,663,000 | 365,432,000 | 382,135,000 |
| Interest-bearing deposits | 313,137,000 | 330,591,000 | 285,377,000 | 306,433,000 |
| Noninterest-bearing deposits | 22,769,000 | 24,072,000 | 80,055,000 | 75,702,000 |
| Equity capital | 50,700,000 | 51,925,000 | 52,663,000 | 52,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,645,000 | 7,509,000 | 11,528,000 | 15,603,000 |
| Interest expense | 361,000 | 768,000 | 1,271,000 | 1,826,000 |
| Net interest income | 3,284,000 | 6,741,000 | 10,257,000 | 13,777,000 |
| Noninterest income | -723,000 | -427,000 | -152,000 | 121,000 |
| Noninterest expense | 2,440,000 | 4,578,000 | 6,898,000 | 9,368,000 |
| Provision for loan losses | 87,000 | 242,000 | 332,000 | 415,000 |
| Pretax income | 34,000 | 1,494,000 | 2,875,000 | 4,115,000 |
| Income tax | 4,000 | 585,000 | 1,145,000 | 1,766,000 |
| Net income | 30,000 | 909,000 | 1,730,000 | 2,349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,328,000 | 52,207,000 | 53,027,000 | 53,646,000 |
| Total capital | 52,962,000 | 53,916,000 | 54,819,000 | 55,513,000 |
| Risk-weighted assets | 277,260,000 | 287,033,000 | 291,669,000 | 306,267,000 |