Call reports 2013
21ST CENTURY BANK — 2013
What 21ST CENTURY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 364,824,000 | 371,840,000 | 382,591,000 | 358,425,000 |
| Total loans | 265,004,000 | 268,739,000 | 275,540,000 | 265,989,000 |
| Allowance for loan losses | 3,287,000 | 1,873,000 | 1,650,000 | 1,660,000 |
| Securities available for sale | 61,903,000 | 66,188,000 | 66,136,000 | 54,341,000 |
| Securities held to maturity | 421,000 | 421,000 | 421,000 | 421,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,172,000 | 324,448,000 | 337,474,000 | 314,439,000 |
| Interest-bearing deposits | 253,941,000 | 272,890,000 | 283,135,000 | 264,136,000 |
| Noninterest-bearing deposits | 58,231,000 | 51,558,000 | 54,339,000 | 50,304,000 |
| Equity capital | 45,575,000 | 45,463,000 | 42,778,000 | 42,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,440,000 | 6,815,000 | 10,281,000 | 13,782,000 |
| Interest expense | 337,000 | 640,000 | 931,000 | 1,242,000 |
| Net interest income | 3,103,000 | 6,175,000 | 9,350,000 | 12,540,000 |
| Noninterest income | 191,000 | 740,000 | 1,113,000 | 1,164,000 |
| Noninterest expense | 1,943,000 | 3,723,000 | 5,599,000 | 7,472,000 |
| Provision for loan losses | 1,000,000 | 1,112,000 | 2,262,000 | 3,263,000 |
| Pretax income | 362,000 | 2,091,000 | 2,428,000 | 2,667,000 |
| Income tax | 168,000 | 846,000 | 961,000 | 1,045,000 |
| Net income | 194,000 | 1,245,000 | 1,467,000 | 1,622,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,869,000 | 46,920,000 | 44,742,000 | 44,897,000 |
| Total capital | 49,081,000 | 48,793,000 | 46,392,000 | 46,557,000 |
| Risk-weighted assets | 256,143,000 | 259,508,000 | 262,037,000 | 254,606,000 |
Machine access — free, no API key
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