Call reports 2009
21ST CENTURY BANK — 2009
What 21ST CENTURY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 385,925,000 | 404,780,000 | 390,312,000 | 385,693,000 |
| Total loans | 319,445,000 | 318,762,000 | 315,612,000 | 312,313,000 |
| Allowance for loan losses | 6,467,000 | 4,893,000 | 4,020,000 | 4,001,000 |
| Securities available for sale | 29,389,000 | 27,890,000 | 26,392,000 | 27,981,000 |
| Securities held to maturity | 1,030,000 | 555,000 | 457,000 | 447,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,357,000 | 306,523,000 | 290,425,000 | 305,222,000 |
| Interest-bearing deposits | 286,449,000 | 273,177,000 | 258,515,000 | 273,471,000 |
| Noninterest-bearing deposits | 11,908,000 | 33,346,000 | 31,910,000 | 31,751,000 |
| Equity capital | 44,202,000 | 43,524,000 | 44,375,000 | 44,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,143,000 | 10,128,000 | 15,083,000 | 19,958,000 |
| Interest expense | 2,008,000 | 3,858,000 | 5,595,000 | 7,146,000 |
| Net interest income | 3,135,000 | 6,270,000 | 9,488,000 | 12,812,000 |
| Noninterest income | -170,000 | -89,000 | 221,000 | 550,000 |
| Noninterest expense | 2,063,000 | 4,135,000 | 5,517,000 | 7,754,000 |
| Provision for loan losses | 572,000 | 972,000 | 1,826,000 | 2,361,000 |
| Pretax income | 330,000 | 1,182,000 | 2,454,000 | 3,335,000 |
| Income tax | -36,000 | 470,000 | 973,000 | 1,321,000 |
| Net income | 366,000 | 712,000 | 1,481,000 | 2,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,840,000 | 43,186,000 | 43,956,000 | 44,489,000 |
| Total capital | 48,309,000 | 47,686,000 | 47,976,000 | 48,490,000 |
| Risk-weighted assets | 355,494,000 | 359,614,000 | 338,433,000 | 333,788,000 |
Machine access — free, no API key
Every figure shown here about 21ST CENTURY BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.