Call reports 2008
21ST CENTURY BANK — 2008
What 21ST CENTURY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 377,651,000 | 388,470,000 | 400,987,000 | 384,028,000 |
| Total loans | 320,798,000 | 314,547,000 | 312,083,000 | 310,587,000 |
| Allowance for loan losses | 3,725,000 | 3,773,000 | 3,859,000 | 5,894,000 |
| Securities available for sale | 26,627,000 | 25,630,000 | 25,154,000 | 25,047,000 |
| Securities held to maturity | 1,155,000 | 1,155,000 | 1,058,000 | 1,047,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 305,869,000 | 309,774,000 | 321,261,000 | 287,011,000 |
| Interest-bearing deposits | 297,396,000 | 298,364,000 | 303,095,000 | 274,379,000 |
| Noninterest-bearing deposits | 8,473,000 | 11,410,000 | 18,166,000 | 12,632,000 |
| Equity capital | 43,352,000 | 42,744,000 | 43,417,000 | 43,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 6,168,000 | 11,668,000 | 17,386,000 | 22,515,000 |
| Interest expense | 3,009,000 | 5,630,000 | 8,397,000 | 10,963,000 |
| Net interest income | 3,159,000 | 6,038,000 | 8,989,000 | 11,552,000 |
| Noninterest income | 335,000 | 791,000 | 1,329,000 | 1,459,000 |
| Noninterest expense | 1,941,000 | 4,201,000 | 6,353,000 | 8,781,000 |
| Provision for loan losses | 75,000 | 150,000 | 525,000 | 2,560,000 |
| Pretax income | 1,623,000 | 2,665,000 | 3,627,000 | 1,857,000 |
| Income tax | 716,000 | 1,127,000 | 1,536,000 | -251,000 |
| Net income | 907,000 | 1,538,000 | 2,091,000 | 2,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,274,000 | 42,905,000 | 43,458,000 | 43,474,000 |
| Total capital | 46,999,000 | 46,678,000 | 47,317,000 | 47,860,000 |
| Risk-weighted assets | 359,235,000 | 357,207,000 | 355,000,000 | 349,410,000 |
Machine access — free, no API key
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