Call reports 2006
21ST CENTURY BANK — 2006
What 21ST CENTURY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 346,704,000 | 365,054,000 | 370,968,000 | 371,191,000 |
| Total loans | 291,329,000 | 300,616,000 | 307,704,000 | 317,464,000 |
| Allowance for loan losses | 3,423,000 | 3,435,000 | 3,400,000 | 3,536,000 |
| Securities available for sale | 16,286,000 | 17,174,000 | 20,657,000 | 19,900,000 |
| Securities held to maturity | 1,420,000 | 1,420,000 | 1,306,000 | 1,306,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,584,000 | 279,687,000 | 287,583,000 | 303,347,000 |
| Interest-bearing deposits | 232,189,000 | 239,612,000 | 249,412,000 | 264,830,000 |
| Noninterest-bearing deposits | 41,395,000 | 40,075,000 | 38,171,000 | 38,517,000 |
| Equity capital | 34,929,000 | 36,279,000 | 37,977,000 | 39,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,422,000 | 11,357,000 | 17,636,000 | 24,110,000 |
| Interest expense | 1,852,000 | 4,108,000 | 6,735,000 | 9,520,000 |
| Net interest income | 3,570,000 | 7,249,000 | 10,901,000 | 14,590,000 |
| Noninterest income | 462,000 | 1,024,000 | 1,929,000 | 2,238,000 |
| Noninterest expense | 1,886,000 | 3,629,000 | 5,411,000 | 7,484,000 |
| Provision for loan losses | 30,000 | 60,000 | 290,000 | 420,000 |
| Pretax income | 2,116,000 | 4,584,000 | 7,129,000 | 8,924,000 |
| Income tax | 856,000 | 1,864,000 | 2,887,000 | 3,737,000 |
| Net income | 1,260,000 | 2,720,000 | 4,242,000 | 5,187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,154,000 | 36,615,000 | 38,136,000 | 39,082,000 |
| Total capital | 38,577,000 | 40,050,000 | 41,536,000 | 42,618,000 |
| Risk-weighted assets | 335,084,000 | 358,838,000 | 360,162,000 | 357,424,000 |
Machine access — free, no API key
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