Call reports 2005
21ST CENTURY BANK — 2005
What 21ST CENTURY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 315,554,000 | 319,374,000 | 343,727,000 | 338,015,000 |
| Total loans | 261,142,000 | 272,174,000 | 274,441,000 | 288,201,000 |
| Allowance for loan losses | 3,282,000 | 3,318,000 | 3,344,000 | 3,386,000 |
| Securities available for sale | 22,347,000 | 20,596,000 | 18,740,000 | 17,174,000 |
| Securities held to maturity | 1,468,000 | 1,386,000 | 1,332,000 | 1,483,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,748,000 | 243,404,000 | 266,467,000 | 267,248,000 |
| Interest-bearing deposits | 203,698,000 | 203,819,000 | 226,207,000 | 222,857,000 |
| Noninterest-bearing deposits | 42,050,000 | 39,585,000 | 40,260,000 | 44,391,000 |
| Equity capital | 30,832,000 | 32,156,000 | 33,306,000 | 34,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,381,000 | 9,082,000 | 14,149,000 | 19,676,000 |
| Interest expense | 1,346,000 | 2,806,000 | 4,569,000 | 6,500,000 |
| Net interest income | 3,035,000 | 6,276,000 | 9,580,000 | 13,176,000 |
| Noninterest income | 728,000 | 1,171,000 | 1,636,000 | 2,127,000 |
| Noninterest expense | 1,799,000 | 3,386,000 | 5,097,000 | 7,034,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,934,000 | 3,974,000 | 6,002,000 | 7,953,000 |
| Income tax | 783,000 | 1,615,000 | 2,444,000 | 3,253,000 |
| Net income | 1,151,000 | 2,359,000 | 3,558,000 | 4,700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,045,000 | 32,253,000 | 33,452,000 | 34,595,000 |
| Total capital | 34,327,000 | 35,571,000 | 36,796,000 | 37,981,000 |
| Risk-weighted assets | 289,436,000 | 305,029,000 | 317,162,000 | 326,878,000 |
Machine access — free, no API key
Every figure shown here about 21ST CENTURY BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.