Call reports 2025
PSB BANK — 2025
What PSB BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 678,800,000 | 698,482,000 | 722,595,000 | 818,751,000 |
| Total loans | 545,685,000 | 558,439,000 | 579,162,000 | 647,181,000 |
| Allowance for loan losses | 5,716,000 | 5,849,000 | 6,051,000 | 6,782,000 |
| Securities available for sale | 73,134,000 | 74,682,000 | 78,343,000 | 73,705,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 557,400,000 | 581,252,000 | 582,064,000 | 694,049,000 |
| Interest-bearing deposits | 430,245,000 | 452,202,000 | 447,476,000 | 544,225,000 |
| Noninterest-bearing deposits | 127,155,000 | 129,050,000 | 134,588,000 | 149,824,000 |
| Equity capital | 62,649,000 | 65,189,000 | 68,074,000 | 76,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,436,000 | 19,187,000 | 29,340,000 | 40,908,000 |
| Interest expense | 3,209,000 | 6,433,000 | 9,905,000 | 13,774,000 |
| Net interest income | 6,227,000 | 12,754,000 | 19,435,000 | 27,134,000 |
| Noninterest income | 716,000 | 1,474,000 | 2,250,000 | 3,212,000 |
| Noninterest expense | 4,282,000 | 8,601,000 | 13,089,000 | 18,456,000 |
| Provision for loan losses | 178,000 | 408,000 | 616,000 | 1,131,000 |
| Pretax income | 2,432,000 | 5,106,000 | 7,906,000 | 10,500,000 |
| Income tax | 520,000 | 1,116,000 | 1,710,000 | 2,133,000 |
| Net income | 1,912,000 | 3,990,000 | 6,196,000 | 8,367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,682,000 | 65,735,000 | 67,952,000 | 71,552,000 |
| Total capital | 69,741,000 | 71,989,000 | 74,369,000 | 78,513,000 |
| Risk-weighted assets | 564,421,000 | 585,575,000 | 595,104,000 | 668,828,000 |
Machine access — free, no API key
Every figure shown here about PSB BANK — 2025 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.