Call reports 2024
PSB BANK — 2024
What PSB BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 652,377,000 | 669,640,000 | 683,215,000 | 663,279,000 |
| Total loans | 523,323,000 | 531,665,000 | 541,072,000 | 535,859,000 |
| Allowance for loan losses | 5,306,000 | 5,565,000 | 5,619,000 | 5,563,000 |
| Securities available for sale | 73,088,000 | 71,844,000 | 73,314,000 | 70,936,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 548,299,000 | 542,782,000 | 548,848,000 | 547,642,000 |
| Interest-bearing deposits | 427,737,000 | 421,880,000 | 427,696,000 | 424,357,000 |
| Noninterest-bearing deposits | 120,562,000 | 120,902,000 | 121,152,000 | 123,285,000 |
| Equity capital | 54,135,000 | 55,958,000 | 58,904,000 | 60,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,569,000 | 17,659,000 | 27,046,000 | 36,465,000 |
| Interest expense | 3,211,000 | 6,848,000 | 10,756,000 | 14,414,000 |
| Net interest income | 5,358,000 | 10,811,000 | 16,290,000 | 22,051,000 |
| Noninterest income | 640,000 | 1,436,000 | 2,179,000 | 2,923,000 |
| Noninterest expense | 3,755,000 | 7,786,000 | 11,930,000 | 15,963,000 |
| Provision for loan losses | 168,000 | 467,000 | 652,000 | 604,000 |
| Pretax income | 2,040,000 | 3,891,000 | 5,708,000 | 8,251,000 |
| Income tax | 470,000 | 814,000 | 1,188,000 | 1,731,000 |
| Net income | 1,570,000 | 3,077,000 | 4,520,000 | 6,520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,756,000 | 58,274,000 | 59,727,000 | 61,742,000 |
| Total capital | 62,215,000 | 64,060,000 | 65,644,000 | 67,579,000 |
| Risk-weighted assets | 542,010,000 | 549,356,000 | 563,636,000 | 553,515,000 |
Machine access — free, no API key
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