Call reports 2023
PSB BANK — 2023
What PSB BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 630,573,000 | 618,215,000 | 626,740,000 | 632,007,000 |
| Total loans | 482,661,000 | 490,161,000 | 494,114,000 | 508,841,000 |
| Allowance for loan losses | 5,186,000 | 5,124,000 | 5,123,000 | 5,261,000 |
| Securities available for sale | 65,812,000 | 65,710,000 | 71,688,000 | 78,600,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 529,605,000 | 520,787,000 | 540,457,000 | 552,486,000 |
| Interest-bearing deposits | 401,401,000 | 394,330,000 | 414,855,000 | 431,359,000 |
| Noninterest-bearing deposits | 128,204,000 | 126,457,000 | 125,602,000 | 121,127,000 |
| Equity capital | 47,478,000 | 48,866,000 | 49,511,000 | 52,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,349,000 | 13,310,000 | 20,675,000 | 28,640,000 |
| Interest expense | 1,829,000 | 4,128,000 | 6,632,000 | 9,541,000 |
| Net interest income | 4,520,000 | 9,182,000 | 14,043,000 | 19,099,000 |
| Noninterest income | 643,000 | 1,316,000 | 1,984,000 | 2,644,000 |
| Noninterest expense | 3,459,000 | 6,873,000 | 10,603,000 | 14,316,000 |
| Provision for loan losses | 156,000 | 111,000 | 127,000 | 300,000 |
| Pretax income | 1,544,000 | 3,481,000 | 5,252,000 | 7,068,000 |
| Income tax | 357,000 | 815,000 | 1,234,000 | 1,651,000 |
| Net income | 1,187,000 | 2,666,000 | 4,018,000 | 5,417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,934,000 | 52,421,000 | 53,784,000 | 55,193,000 |
| Total capital | 56,164,000 | 57,619,000 | 59,083,000 | 60,554,000 |
| Risk-weighted assets | 489,663,000 | 494,497,000 | 498,448,000 | 513,120,000 |