Call reports 2022
PSB BANK — 2022
What PSB BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 479,975,000 | 535,462,000 | 551,722,000 | 576,639,000 |
| Total loans | 381,030,000 | 428,787,000 | 453,003,000 | 468,314,000 |
| Allowance for loan losses | 4,358,000 | 4,612,000 | 4,930,000 | 5,081,000 |
| Securities available for sale | 69,459,000 | 67,651,000 | 65,520,000 | 66,842,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 443,295,000 | 469,305,000 | 494,726,000 | 528,748,000 |
| Interest-bearing deposits | 307,359,000 | 329,808,000 | 358,978,000 | 401,989,000 |
| Noninterest-bearing deposits | 135,936,000 | 139,497,000 | 135,748,000 | 126,759,000 |
| Equity capital | 34,798,000 | 43,939,000 | 43,618,000 | 45,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,235,000 | 8,893,000 | 14,040,000 | 19,663,000 |
| Interest expense | 234,000 | 566,000 | 1,149,000 | 2,394,000 |
| Net interest income | 4,001,000 | 8,327,000 | 12,891,000 | 17,269,000 |
| Noninterest income | 538,000 | 1,152,000 | 1,743,000 | 2,511,000 |
| Noninterest expense | 2,956,000 | 6,029,000 | 9,199,000 | 12,397,000 |
| Provision for loan losses | 138,000 | 418,000 | 773,000 | 948,000 |
| Pretax income | 1,445,000 | 3,032,000 | 4,662,000 | 6,435,000 |
| Income tax | 335,000 | 701,000 | 1,081,000 | 1,495,000 |
| Net income | 1,110,000 | 2,331,000 | 3,581,000 | 4,940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,904,000 | 47,325,000 | 48,575,000 | 49,934,000 |
| Total capital | 41,262,000 | 51,937,000 | 53,505,000 | 55,015,000 |
| Risk-weighted assets | 398,301,000 | 437,284,000 | 454,439,000 | 468,813,000 |
Machine access — free, no API key
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