Call reports 2021
PSB BANK — 2021
What PSB BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 426,247,000 | 432,478,000 | 439,030,000 | 471,045,000 |
| Total loans | 288,483,000 | 308,384,000 | 340,077,000 | 359,605,000 |
| Allowance for loan losses | 2,753,000 | 3,331,000 | 3,697,000 | 4,229,000 |
| Securities available for sale | 79,917,000 | 73,884,000 | 59,230,000 | 64,803,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 388,995,000 | 394,390,000 | 400,060,000 | 432,632,000 |
| Interest-bearing deposits | 268,670,000 | 269,092,000 | 274,787,000 | 300,322,000 |
| Noninterest-bearing deposits | 120,325,000 | 125,298,000 | 125,273,000 | 132,310,000 |
| Equity capital | 35,111,000 | 35,946,000 | 36,482,000 | 36,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,511,000 | 7,680,000 | 11,987,000 | 16,021,000 |
| Interest expense | 302,000 | 580,000 | 840,000 | 1,069,000 |
| Net interest income | 3,209,000 | 7,100,000 | 11,147,000 | 14,952,000 |
| Noninterest income | 461,000 | 972,000 | 1,450,000 | 2,155,000 |
| Noninterest expense | 2,763,000 | 5,590,000 | 8,524,000 | 11,577,000 |
| Provision for loan losses | 207,000 | 537,000 | 927,000 | 1,524,000 |
| Pretax income | 700,000 | 1,967,000 | 3,160,000 | 4,020,000 |
| Income tax | 149,000 | 435,000 | 705,000 | 903,000 |
| Net income | 551,000 | 1,532,000 | 2,455,000 | 3,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,545,000 | 36,456,000 | 36,355,000 | 35,793,000 |
| Total capital | 38,298,000 | 39,787,000 | 40,052,000 | 40,022,000 |
| Risk-weighted assets | 310,960,000 | 315,486,000 | 362,128,000 | 377,939,000 |
Machine access — free, no API key
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