Call reports 2020
PSB BANK — 2020
What PSB BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 297,786,000 | 329,595,000 | 329,890,000 | 398,668,000 |
| Total loans | 229,582,000 | 258,007,000 | 264,702,000 | 269,549,000 |
| Allowance for loan losses | 2,271,000 | 2,357,000 | 2,644,000 | 2,538,000 |
| Securities available for sale | 15,836,000 | 20,670,000 | 27,658,000 | 53,790,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,444,000 | 295,099,000 | 295,606,000 | 359,807,000 |
| Interest-bearing deposits | 198,370,000 | 211,714,000 | 212,190,000 | 253,594,000 |
| Noninterest-bearing deposits | 66,074,000 | 83,385,000 | 83,416,000 | 106,213,000 |
| Equity capital | 30,312,000 | 31,015,000 | 30,849,000 | 35,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,104,000 | 6,259,000 | 9,470,000 | 13,006,000 |
| Interest expense | 506,000 | 971,000 | 1,416,000 | 1,774,000 |
| Net interest income | 2,598,000 | 5,288,000 | 8,054,000 | 11,232,000 |
| Noninterest income | 372,000 | 735,000 | 1,132,000 | 1,597,000 |
| Noninterest expense | 2,021,000 | 3,987,000 | 6,126,000 | 8,533,000 |
| Provision for loan losses | 70,000 | 150,000 | 451,000 | 752,000 |
| Pretax income | 917,000 | 1,924,000 | 2,647,000 | 3,582,000 |
| Income tax | 212,000 | 449,000 | 581,000 | 768,000 |
| Net income | 705,000 | 1,475,000 | 2,066,000 | 2,814,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,306,000 | 30,914,000 | 30,729,000 | 35,145,000 |
| Total capital | 32,577,000 | 33,271,000 | 33,373,000 | 37,683,000 |
| Risk-weighted assets | 226,348,000 | 260,075,000 | 263,289,000 | 287,609,000 |