Call reports 2019
PSB BANK — 2019
What PSB BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 274,016,000 | 273,579,000 | 271,253,000 | 288,674,000 |
| Total loans | 214,940,000 | 216,000,000 | 220,384,000 | 222,156,000 |
| Allowance for loan losses | 1,884,000 | 1,986,000 | 2,187,000 | 2,233,000 |
| Securities available for sale | 31,486,000 | 24,799,000 | 22,797,000 | 18,631,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,447,000 | 248,113,000 | 245,266,000 | 258,363,000 |
| Interest-bearing deposits | 187,259,000 | 186,737,000 | 182,333,000 | 192,912,000 |
| Noninterest-bearing deposits | 62,188,000 | 61,376,000 | 62,933,000 | 65,451,000 |
| Equity capital | 23,216,000 | 23,848,000 | 24,096,000 | 28,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,913,000 | 5,958,000 | 9,015,000 | 12,089,000 |
| Interest expense | 549,000 | 1,095,000 | 1,632,000 | 2,134,000 |
| Net interest income | 2,364,000 | 4,863,000 | 7,383,000 | 9,955,000 |
| Noninterest income | 316,000 | 723,000 | 1,096,000 | 1,519,000 |
| Noninterest expense | 1,933,000 | 3,880,000 | 5,818,000 | 7,719,000 |
| Provision for loan losses | 105,000 | 210,000 | 385,000 | 505,000 |
| Pretax income | 663,000 | 1,577,000 | 2,357,000 | 3,331,000 |
| Income tax | 135,000 | 342,000 | 506,000 | 726,000 |
| Net income | 528,000 | 1,235,000 | 1,851,000 | 2,605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,229,000 | 23,807,000 | 24,042,000 | 28,698,000 |
| Total capital | 25,113,000 | 25,793,000 | 26,229,000 | 30,931,000 |
| Risk-weighted assets | 217,323,000 | 217,991,000 | 221,610,000 | 228,651,000 |