Call reports 2018
PSB BANK — 2018
What PSB BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 262,803,000 | 265,444,000 | 268,041,000 | 272,288,000 |
| Total loans | 194,031,000 | 199,532,000 | 204,531,000 | 209,885,000 |
| Allowance for loan losses | 1,566,000 | 1,646,000 | 1,715,000 | 1,791,000 |
| Securities available for sale | 39,741,000 | 38,783,000 | 37,613,000 | 37,337,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,894,000 | 237,402,000 | 232,261,000 | 248,000,000 |
| Interest-bearing deposits | 180,412,000 | 177,646,000 | 170,222,000 | 189,162,000 |
| Noninterest-bearing deposits | 59,482,000 | 59,756,000 | 62,039,000 | 58,838,000 |
| Equity capital | 21,698,000 | 22,063,000 | 21,965,000 | 22,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,494,000 | 5,064,000 | 7,755,000 | 10,627,000 |
| Interest expense | 336,000 | 685,000 | 1,123,000 | 1,651,000 |
| Net interest income | 2,158,000 | 4,379,000 | 6,632,000 | 8,976,000 |
| Noninterest income | 344,000 | 711,000 | 1,054,000 | 1,377,000 |
| Noninterest expense | 1,857,000 | 3,760,000 | 5,693,000 | 7,617,000 |
| Provision for loan losses | 70,000 | 160,000 | 250,000 | 340,000 |
| Pretax income | 575,000 | 1,170,000 | 1,743,000 | 2,396,000 |
| Income tax | 115,000 | 232,000 | 338,000 | 467,000 |
| Net income | 460,000 | 938,000 | 1,405,000 | 1,929,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,037,000 | 22,389,000 | 22,391,000 | 22,880,000 |
| Total capital | 23,603,000 | 24,035,000 | 24,106,000 | 24,671,000 |
| Risk-weighted assets | 198,181,000 | 203,204,000 | 209,362,000 | 212,560,000 |