Call reports 2017
PSB BANK — 2017
What PSB BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 235,818,000 | 237,763,000 | 236,173,000 | 257,409,000 |
| Total loans | 176,200,000 | 181,413,000 | 185,061,000 | 196,631,000 |
| Allowance for loan losses | 1,532,000 | 1,570,000 | 1,661,000 | 1,594,000 |
| Securities available for sale | 37,295,000 | 37,681,000 | 30,983,000 | 27,059,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,592,000 | 212,511,000 | 209,333,000 | 234,276,000 |
| Interest-bearing deposits | 161,034,000 | 158,465,000 | 155,537,000 | 178,345,000 |
| Noninterest-bearing deposits | 52,558,000 | 54,046,000 | 53,796,000 | 55,931,000 |
| Equity capital | 20,811,000 | 21,246,000 | 21,349,000 | 21,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,193,000 | 4,451,000 | 6,782,000 | 9,184,000 |
| Interest expense | 199,000 | 411,000 | 652,000 | 917,000 |
| Net interest income | 1,994,000 | 4,040,000 | 6,130,000 | 8,267,000 |
| Noninterest income | 310,000 | 618,000 | 945,000 | 1,267,000 |
| Noninterest expense | 1,779,000 | 3,619,000 | 5,377,000 | 7,074,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 491,000 | 960,000 | 1,745,000 | 2,478,000 |
| Income tax | 141,000 | 264,000 | 512,000 | 751,000 |
| Net income | 350,000 | 696,000 | 1,233,000 | 1,727,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,943,000 | 21,163,000 | 21,335,000 | 21,703,000 |
| Total capital | 22,475,000 | 22,733,000 | 22,996,000 | 23,297,000 |
| Risk-weighted assets | 175,543,000 | 180,487,000 | 184,810,000 | 200,500,000 |