Call reports 2008
PSB BANK — 2008
What PSB BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 153,679,000 | 155,182,000 | 160,296,000 | 163,885,000 |
| Total loans | 117,811,000 | 118,953,000 | 123,125,000 | 121,611,000 |
| Allowance for loan losses | 1,920,000 | 2,543,000 | 2,556,000 | 2,711,000 |
| Securities available for sale | 18,400,000 | 18,603,000 | 18,859,000 | 19,278,000 |
| Securities held to maturity | 7,692,000 | 7,839,000 | 7,936,000 | 8,330,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,982,000 | 134,114,000 | 138,747,000 | 147,194,000 |
| Interest-bearing deposits | 119,362,000 | 112,236,000 | 116,920,000 | 118,222,000 |
| Noninterest-bearing deposits | 17,620,000 | 21,878,000 | 21,827,000 | 28,972,000 |
| Equity capital | 13,226,000 | 12,892,000 | 13,138,000 | 13,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,603,000 | 5,023,000 | 7,395,000 | 9,699,000 |
| Interest expense | 1,224,000 | 2,300,000 | 3,311,000 | 4,353,000 |
| Net interest income | 1,379,000 | 2,723,000 | 4,084,000 | 5,346,000 |
| Noninterest income | 205,000 | 448,000 | 674,000 | 775,000 |
| Noninterest expense | 1,075,000 | 2,260,000 | 3,387,000 | 4,612,000 |
| Provision for loan losses | 0 | 675,000 | 715,000 | 1,030,000 |
| Pretax income | 509,000 | 236,000 | 656,000 | 479,000 |
| Income tax | 164,000 | 18,000 | 163,000 | 110,000 |
| Net income | 345,000 | 218,000 | 493,000 | 369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,131,000 | 13,004,000 | 13,279,000 | 13,151,000 |
| Total capital | 14,487,000 | 14,383,000 | 14,714,000 | 14,579,000 |
| Risk-weighted assets | 107,905,000 | 109,165,000 | 113,678,000 | 112,861,000 |
Machine access — free, no API key
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