Call reports 2007
PSB BANK — 2007
What PSB BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 159,947,000 | 159,944,000 | 158,529,000 | 164,842,000 |
| Total loans | 117,194,000 | 117,629,000 | 119,114,000 | 119,571,000 |
| Allowance for loan losses | 1,159,000 | 1,156,000 | 1,138,000 | 1,984,000 |
| Securities available for sale | 22,528,000 | 21,559,000 | 19,693,000 | 16,974,000 |
| Securities held to maturity | 5,892,000 | 9,589,000 | 9,991,000 | 7,734,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,847,000 | 143,516,000 | 140,993,000 | 148,694,000 |
| Interest-bearing deposits | 124,664,000 | 126,755,000 | 124,454,000 | 128,540,000 |
| Noninterest-bearing deposits | 17,183,000 | 16,761,000 | 16,539,000 | 20,154,000 |
| Equity capital | 12,645,000 | 12,894,000 | 13,350,000 | 12,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,576,000 | 5,221,000 | 7,939,000 | 10,629,000 |
| Interest expense | 1,301,000 | 2,687,000 | 4,085,000 | 5,537,000 |
| Net interest income | 1,275,000 | 2,534,000 | 3,854,000 | 5,092,000 |
| Noninterest income | 197,000 | 436,000 | 677,000 | 896,000 |
| Noninterest expense | 1,105,000 | 2,135,000 | 3,221,000 | 4,352,000 |
| Provision for loan losses | 0 | 0 | 0 | 880,000 |
| Pretax income | 367,000 | 835,000 | 1,310,000 | 756,000 |
| Income tax | 123,000 | 272,000 | 431,000 | 197,000 |
| Net income | 244,000 | 563,000 | 879,000 | 559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,746,000 | 13,065,000 | 13,381,000 | 12,786,000 |
| Total capital | 13,905,000 | 14,221,000 | 14,519,000 | 14,178,000 |
| Risk-weighted assets | 108,206,000 | 108,736,000 | 109,390,000 | 110,796,000 |
Machine access — free, no API key
Every figure shown here about PSB BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.