Call reports 2026
FIRST MERCHANTS BANK — 2026
What FIRST MERCHANTS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 21,048,883,000 | 21,320,482,000 |
| Total loans | 15,663,728,000 | 15,608,617,000 |
| Allowance for loan losses | 212,520,000 | 241,615,000 |
| Securities available for sale | 1,372,417,000 | 1,384,392,000 |
| Securities held to maturity | 1,937,730,000 | 1,907,929,000 |
| Trading assets | 0 | 0 |
| Total deposits | 16,514,770,000 | 16,778,991,000 |
| Interest-bearing deposits | 12,737,338,000 | 12,921,545,000 |
| Noninterest-bearing deposits | 3,777,432,000 | 3,857,446,000 |
| Equity capital | 2,711,800,000 | 2,734,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 248,568,000 | 509,408,000 |
| Interest expense | 96,187,000 | 196,891,000 |
| Net interest income | 152,381,000 | 312,517,000 |
| Noninterest income | 2,363,000 | 39,536,000 |
| Noninterest expense | 116,320,000 | 229,646,000 |
| Provision for loan losses | 4,900,000 | 37,900,000 |
| Pretax income | 33,524,000 | 84,507,000 |
| Income tax | 245,000 | 4,760,000 |
| Net income | 33,279,000 | 79,747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 2,042,489,000 | 2,047,527,000 |
| Total capital | 2,263,139,000 | 2,270,446,000 |
| Risk-weighted assets | 17,642,021,000 | 17,801,556,000 |