Call reports 2022
FIRST MERCHANTS BANK — 2022
What FIRST MERCHANTS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 15,449,359,000 | 17,762,137,000 | 17,705,470,000 | 17,923,519,000 |
| Total loans | 9,360,179,000 | 11,406,477,000 | 11,675,396,000 | 12,012,988,000 |
| Allowance for loan losses | 195,984,000 | 226,275,000 | 226,702,000 | 223,277,000 |
| Securities available for sale | 2,159,274,000 | 2,291,565,000 | 1,979,233,000 | 1,971,277,000 |
| Securities held to maturity | 2,325,311,000 | 2,333,924,000 | 2,311,041,000 | 2,287,372,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,060,970,000 | 14,623,714,000 | 14,489,750,000 | 14,439,483,000 |
| Interest-bearing deposits | 10,160,718,000 | 11,135,538,000 | 11,078,174,000 | 11,209,328,000 |
| Noninterest-bearing deposits | 2,900,252,000 | 3,488,176,000 | 3,411,576,000 | 3,230,156,000 |
| Equity capital | 1,762,893,000 | 2,061,415,000 | 1,995,125,000 | 2,119,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 109,528,000 | 250,650,000 | 413,949,000 | 604,895,000 |
| Interest expense | 5,600,000 | 16,073,000 | 37,002,000 | 76,798,000 |
| Net interest income | 103,928,000 | 234,577,000 | 376,947,000 | 528,097,000 |
| Noninterest income | 24,554,000 | 52,622,000 | 82,348,000 | 106,444,000 |
| Noninterest expense | 70,666,000 | 165,728,000 | 259,859,000 | 348,315,000 |
| Provision for loan losses | 0 | 16,755,000 | 16,755,000 | 16,755,000 |
| Pretax income | 58,382,000 | 105,372,000 | 183,817,000 | 270,665,000 |
| Income tax | 7,935,000 | 12,831,000 | 23,833,000 | 37,215,000 |
| Net income | 50,447,000 | 92,541,000 | 159,984,000 | 233,450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,305,291,000 | 1,537,145,000 | 1,588,961,000 | 1,641,210,000 |
| Total capital | 1,452,024,000 | 1,712,368,000 | 1,767,667,000 | 1,822,296,000 |
| Risk-weighted assets | 11,657,685,000 | 13,932,274,000 | 14,213,921,000 | 14,410,136,000 |