Call reports 2021
FIRST MERCHANTS BANK — 2021
What FIRST MERCHANTS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 14,607,526,000 | 14,904,055,000 | 15,041,056,000 | 15,432,095,000 |
| Total loans | 9,322,658,000 | 9,139,832,000 | 9,047,566,000 | 9,253,048,000 |
| Allowance for loan losses | 201,082,000 | 199,775,000 | 199,972,000 | 195,397,000 |
| Securities available for sale | 2,401,364,000 | 2,422,788,000 | 2,370,589,000 | 2,340,677,000 |
| Securities held to maturity | 1,295,534,000 | 1,721,659,000 | 2,071,183,000 | 2,180,047,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,030,367,000 | 12,299,511,000 | 12,456,297,000 | 12,857,063,000 |
| Interest-bearing deposits | 9,456,889,000 | 9,723,547,000 | 9,794,366,000 | 10,022,931,000 |
| Noninterest-bearing deposits | 2,573,478,000 | 2,575,963,000 | 2,661,931,000 | 2,834,132,000 |
| Equity capital | 1,836,502,000 | 1,884,207,000 | 1,869,943,000 | 1,896,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 109,800,000 | 223,061,000 | 336,597,000 | 446,577,000 |
| Interest expense | 7,731,000 | 15,083,000 | 22,255,000 | 29,310,000 |
| Net interest income | 102,069,000 | 207,978,000 | 314,342,000 | 417,267,000 |
| Noninterest income | 22,472,000 | 51,414,000 | 77,571,000 | 101,979,000 |
| Noninterest expense | 64,891,000 | 132,650,000 | 202,042,000 | 271,437,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 61,449,000 | 130,302,000 | 195,187,000 | 253,483,000 |
| Income tax | 9,829,000 | 20,912,000 | 30,548,000 | 38,181,000 |
| Net income | 51,620,000 | 109,390,000 | 164,639,000 | 215,302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,273,339,000 | 1,294,639,000 | 1,296,284,000 | 1,309,685,000 |
| Total capital | 1,404,801,000 | 1,430,762,000 | 1,435,909,000 | 1,453,358,000 |
| Risk-weighted assets | 10,415,888,000 | 10,794,750,000 | 11,072,454,000 | 11,404,902,000 |