Call reports 2020
FIRST MERCHANTS BANK — 2020
What FIRST MERCHANTS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 12,670,437,000 | 13,797,111,000 | 13,715,687,000 | 14,044,203,000 |
| Total loans | 8,611,888,000 | 9,299,442,000 | 9,247,016,000 | 9,247,140,000 |
| Allowance for loan losses | 99,454,000 | 121,119,000 | 126,726,000 | 130,648,000 |
| Securities available for sale | 1,811,999,000 | 1,886,864,000 | 1,820,809,000 | 1,916,149,000 |
| Securities held to maturity | 882,179,000 | 898,786,000 | 1,109,126,000 | 1,227,668,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,916,646,000 | 10,998,218,000 | 10,939,725,000 | 11,418,443,000 |
| Interest-bearing deposits | 8,182,279,000 | 8,705,637,000 | 8,718,546,000 | 9,063,472,000 |
| Noninterest-bearing deposits | 1,734,367,000 | 2,292,581,000 | 2,221,179,000 | 2,354,971,000 |
| Equity capital | 1,850,513,000 | 1,882,807,000 | 1,908,858,000 | 1,926,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 119,764,000 | 228,996,000 | 335,204,000 | 448,412,000 |
| Interest expense | 23,985,000 | 38,724,000 | 50,361,000 | 59,604,000 |
| Net interest income | 95,779,000 | 190,272,000 | 284,843,000 | 388,808,000 |
| Noninterest income | 25,292,000 | 48,195,000 | 72,864,000 | 98,912,000 |
| Noninterest expense | 65,455,000 | 123,386,000 | 187,211,000 | 259,347,000 |
| Provision for loan losses | 19,752,000 | 41,647,000 | 54,191,000 | 58,673,000 |
| Pretax income | 40,476,000 | 81,113,000 | 125,803,000 | 181,595,000 |
| Income tax | 4,133,000 | 9,415,000 | 15,308,000 | 23,622,000 |
| Net income | 36,343,000 | 71,698,000 | 110,495,000 | 157,973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,225,587,000 | 1,248,942,000 | 1,274,686,000 | 1,283,922,000 |
| Total capital | 1,325,041,000 | 1,370,061,000 | 1,400,114,000 | 1,412,805,000 |
| Risk-weighted assets | 10,019,543,000 | 9,977,205,000 | 10,032,908,000 | 10,308,855,000 |