Call reports 2019
FIRST MERCHANTS BANK — 2019
What FIRST MERCHANTS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 10,195,816,000 | 10,719,271,000 | 12,305,199,000 | 12,430,349,000 |
| Total loans | 7,302,650,000 | 7,517,224,000 | 8,307,170,000 | 8,468,347,000 |
| Allowance for loan losses | 80,902,000 | 81,274,000 | 80,571,000 | 80,284,000 |
| Securities available for sale | 1,245,525,000 | 1,397,856,000 | 1,644,316,000 | 1,787,975,000 |
| Securities held to maturity | 615,027,000 | 692,965,000 | 843,021,000 | 806,039,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,151,167,000 | 8,439,858,000 | 9,882,399,000 | 9,964,664,000 |
| Interest-bearing deposits | 6,666,615,000 | 6,966,163,000 | 7,988,086,000 | 8,103,560,000 |
| Noninterest-bearing deposits | 1,484,552,000 | 1,473,695,000 | 1,894,313,000 | 1,861,104,000 |
| Equity capital | 1,487,947,000 | 1,513,662,000 | 1,764,062,000 | 1,787,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 108,770,000 | 221,367,000 | 339,456,000 | 465,240,000 |
| Interest expense | 21,831,000 | 47,069,000 | 74,193,000 | 100,436,000 |
| Net interest income | 86,939,000 | 174,298,000 | 265,263,000 | 364,804,000 |
| Noninterest income | 16,842,000 | 36,331,000 | 57,968,000 | 81,306,000 |
| Noninterest expense | 54,497,000 | 110,430,000 | 175,303,000 | 239,686,000 |
| Provision for loan losses | 1,200,000 | 1,700,000 | 2,300,000 | 2,800,000 |
| Pretax income | 49,224,000 | 101,482,000 | 149,004,000 | 208,042,000 |
| Income tax | 8,085,000 | 16,632,000 | 23,847,000 | 32,883,000 |
| Net income | 41,139,000 | 84,850,000 | 125,157,000 | 175,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,021,041,000 | 1,033,315,000 | 1,162,969,000 | 1,187,365,000 |
| Total capital | 1,101,943,000 | 1,114,589,000 | 1,243,540,000 | 1,267,649,000 |
| Risk-weighted assets | 8,231,059,000 | 8,545,669,000 | 9,527,728,000 | 9,846,913,000 |