Call reports 2018
FIRST MERCHANTS BANK — 2018
What FIRST MERCHANTS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 9,464,323,000 | 9,720,633,000 | 9,773,347,000 | 9,873,896,000 |
| Total loans | 6,906,165,000 | 7,083,105,000 | 7,091,093,000 | 7,229,245,000 |
| Allowance for loan losses | 76,420,000 | 77,543,000 | 78,406,000 | 80,552,000 |
| Securities available for sale | 1,001,077,000 | 1,094,692,000 | 1,147,054,000 | 1,140,089,000 |
| Securities held to maturity | 540,021,000 | 522,846,000 | 476,089,000 | 490,387,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,363,031,000 | 7,541,282,000 | 7,690,720,000 | 7,843,337,000 |
| Interest-bearing deposits | 5,628,677,000 | 5,932,621,000 | 6,168,962,000 | 6,306,686,000 |
| Noninterest-bearing deposits | 1,734,353,000 | 1,608,661,000 | 1,521,758,000 | 1,536,651,000 |
| Equity capital | 1,414,109,000 | 1,432,722,000 | 1,436,173,000 | 1,456,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 93,579,000 | 194,436,000 | 299,202,000 | 407,821,000 |
| Interest expense | 11,715,000 | 25,958,000 | 42,182,000 | 60,855,000 |
| Net interest income | 81,864,000 | 168,478,000 | 257,020,000 | 346,966,000 |
| Noninterest income | 16,968,000 | 34,924,000 | 52,919,000 | 72,279,000 |
| Noninterest expense | 52,449,000 | 106,330,000 | 159,938,000 | 215,952,000 |
| Provision for loan losses | 2,500,000 | 4,163,000 | 5,563,000 | 7,227,000 |
| Pretax income | 45,492,000 | 95,640,000 | 148,454,000 | 200,335,000 |
| Income tax | 7,596,000 | 16,274,000 | 25,484,000 | 32,285,000 |
| Net income | 37,896,000 | 79,366,000 | 122,970,000 | 168,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 963,911,000 | 987,708,000 | 1,004,175,000 | 1,012,050,000 |
| Total capital | 1,040,331,000 | 1,065,251,000 | 1,082,581,000 | 1,092,602,000 |
| Risk-weighted assets | 7,889,541,000 | 8,058,938,000 | 8,058,054,000 | 8,119,141,000 |