Call reports 2017
FIRST MERCHANTS BANK — 2017
What FIRST MERCHANTS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 7,285,263,000 | 7,763,966,000 | 9,035,290,000 | 9,352,196,000 |
| Total loans | 5,276,171,000 | 5,617,180,000 | 6,487,962,000 | 6,758,415,000 |
| Allowance for loan losses | 68,225,000 | 70,471,000 | 73,354,000 | 75,032,000 |
| Securities available for sale | 695,841,000 | 706,841,000 | 887,539,000 | 997,045,000 |
| Securities held to maturity | 596,429,000 | 600,565,000 | 578,166,000 | 560,654,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,665,931,000 | 6,047,608,000 | 6,941,701,000 | 7,202,211,000 |
| Interest-bearing deposits | 4,261,531,000 | 4,618,867,000 | 5,248,205,000 | 5,410,977,000 |
| Noninterest-bearing deposits | 1,404,400,000 | 1,428,741,000 | 1,693,497,000 | 1,791,235,000 |
| Equity capital | 993,131,000 | 1,099,762,000 | 1,384,867,000 | 1,404,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 68,081,000 | 139,504,000 | 224,205,000 | 314,518,000 |
| Interest expense | 5,418,000 | 11,945,000 | 20,427,000 | 30,041,000 |
| Net interest income | 62,663,000 | 127,559,000 | 203,778,000 | 284,477,000 |
| Noninterest income | 13,985,000 | 30,958,000 | 48,435,000 | 65,762,000 |
| Noninterest expense | 41,717,000 | 87,023,000 | 142,376,000 | 197,151,000 |
| Provision for loan losses | 2,385,000 | 5,260,000 | 7,343,000 | 9,143,000 |
| Pretax income | 33,144,000 | 67,399,000 | 104,041,000 | 146,626,000 |
| Income tax | 8,946,000 | 17,300,000 | 26,717,000 | 43,464,000 |
| Net income | 24,198,000 | 50,099,000 | 77,324,000 | 103,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 751,184,000 | 803,608,000 | 926,280,000 | 941,323,000 |
| Total capital | 819,409,000 | 874,079,000 | 999,634,000 | 1,016,355,000 |
| Risk-weighted assets | 6,143,807,000 | 6,625,427,000 | 7,560,946,000 | 7,718,467,000 |