Call reports 2016
FIRST MERCHANTS BANK — 2016
What FIRST MERCHANTS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 6,781,789,000 | 6,890,289,000 | 7,006,499,000 | 7,178,756,000 |
| Total loans | 4,713,535,000 | 4,810,283,000 | 4,975,326,000 | 5,142,574,000 |
| Allowance for loan losses | 62,086,000 | 62,186,000 | 63,456,000 | 66,037,000 |
| Securities available for sale | 634,005,000 | 656,072,000 | 673,097,000 | 675,433,000 |
| Securities held to maturity | 633,992,000 | 638,972,000 | 624,615,000 | 607,643,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,352,265,000 | 5,447,848,000 | 5,495,568,000 | 5,588,298,000 |
| Interest-bearing deposits | 4,028,608,000 | 4,153,807,000 | 4,136,354,000 | 4,208,231,000 |
| Noninterest-bearing deposits | 1,323,657,000 | 1,294,041,000 | 1,359,215,000 | 1,380,067,000 |
| Equity capital | 945,283,000 | 967,098,000 | 972,182,000 | 973,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 61,186,000 | 123,850,000 | 188,184,000 | 253,147,000 |
| Interest expense | 4,987,000 | 9,944,000 | 14,839,000 | 19,654,000 |
| Net interest income | 56,199,000 | 113,906,000 | 173,345,000 | 233,493,000 |
| Noninterest income | 14,754,000 | 29,355,000 | 44,622,000 | 58,704,000 |
| Noninterest expense | 45,280,000 | 88,667,000 | 130,531,000 | 173,084,000 |
| Provision for loan losses | 550,000 | 1,340,000 | 3,240,000 | 5,657,000 |
| Pretax income | 26,120,000 | 54,957,000 | 86,738,000 | 116,845,000 |
| Income tax | 6,663,000 | 14,180,000 | 22,872,000 | 30,845,000 |
| Net income | 19,457,000 | 40,777,000 | 63,866,000 | 86,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 686,160,000 | 704,223,000 | 714,409,000 | 734,561,000 |
| Total capital | 748,246,000 | 766,409,000 | 777,865,000 | 800,598,000 |
| Risk-weighted assets | 5,398,116,000 | 5,554,218,000 | 5,880,855,000 | 6,018,623,000 |