Call reports 2015
FIRST MERCHANTS BANK — 2015
What FIRST MERCHANTS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 5,854,395,000 | 6,124,582,000 | 6,174,753,000 | 6,744,662,000 |
| Total loans | 3,971,924,000 | 4,246,500,000 | 4,323,658,000 | 4,703,716,000 |
| Allowance for loan losses | 62,801,000 | 62,550,000 | 62,861,000 | 62,453,000 |
| Securities available for sale | 535,472,000 | 572,863,000 | 595,320,000 | 653,429,000 |
| Securities held to maturity | 651,418,000 | 637,101,000 | 610,954,000 | 618,598,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,690,550,000 | 4,845,210,000 | 4,857,996,000 | 5,332,497,000 |
| Interest-bearing deposits | 3,547,678,000 | 3,666,889,000 | 3,703,684,000 | 4,023,621,000 |
| Noninterest-bearing deposits | 1,142,872,000 | 1,178,320,000 | 1,154,312,000 | 1,308,876,000 |
| Equity capital | 811,731,000 | 819,861,000 | 841,899,000 | 927,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 52,928,000 | 108,116,000 | 164,614,000 | 221,091,000 |
| Interest expense | 4,307,000 | 8,809,000 | 13,358,000 | 18,134,000 |
| Net interest income | 48,621,000 | 99,307,000 | 151,256,000 | 202,957,000 |
| Noninterest income | 12,500,000 | 25,684,000 | 39,103,000 | 52,006,000 |
| Noninterest expense | 38,243,000 | 79,674,000 | 121,190,000 | 164,602,000 |
| Provision for loan losses | 0 | 417,000 | 417,000 | 417,000 |
| Pretax income | 23,903,000 | 45,832,000 | 70,799,000 | 92,614,000 |
| Income tax | 6,593,000 | 12,430,000 | 19,081,000 | 24,327,000 |
| Net income | 17,310,000 | 33,402,000 | 51,718,000 | 68,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 608,531,000 | 611,342,000 | 631,496,000 | 677,340,000 |
| Total capital | 667,161,000 | 672,751,000 | 693,917,000 | 739,793,000 |
| Risk-weighted assets | 4,686,243,000 | 4,908,981,000 | 4,991,473,000 | 5,290,524,000 |