Call reports 2013
FIRST MERCHANTS BANK — 2013
What FIRST MERCHANTS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 4,238,609,000 | 4,324,820,000 | 4,312,283,000 | 5,417,382,000 |
| Total loans | 2,906,097,000 | 2,934,611,000 | 2,930,769,000 | 3,637,740,000 |
| Allowance for loan losses | 68,537,000 | 68,202,000 | 66,224,000 | 67,870,000 |
| Securities available for sale | 530,437,000 | 582,215,000 | 603,963,000 | 533,835,000 |
| Securities held to maturity | 336,696,000 | 324,399,000 | 307,794,000 | 559,378,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,334,339,000 | 3,356,674,000 | 3,268,204,000 | 4,246,623,000 |
| Interest-bearing deposits | 2,546,842,000 | 2,591,698,000 | 2,465,672,000 | 3,300,696,000 |
| Noninterest-bearing deposits | 787,497,000 | 764,977,000 | 802,532,000 | 945,927,000 |
| Equity capital | 623,458,000 | 626,310,000 | 612,068,000 | 734,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 43,728,000 | 84,368,000 | 125,090,000 | 170,784,000 |
| Interest expense | 3,556,000 | 6,827,000 | 9,809,000 | 13,040,000 |
| Net interest income | 40,172,000 | 77,541,000 | 115,281,000 | 157,744,000 |
| Noninterest income | 10,285,000 | 21,738,000 | 31,047,000 | 43,789,000 |
| Noninterest expense | 31,010,000 | 61,045,000 | 91,882,000 | 128,964,000 |
| Provision for loan losses | 2,102,000 | 4,099,000 | 5,632,000 | 6,648,000 |
| Pretax income | 17,593,000 | 34,622,000 | 49,301,000 | 66,408,000 |
| Income tax | 5,117,000 | 10,033,000 | 13,190,000 | 17,321,000 |
| Net income | 12,476,000 | 24,589,000 | 36,111,000 | 49,087,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 480,825,000 | 493,501,000 | 480,590,000 | 547,655,000 |
| Total capital | 521,316,000 | 535,214,000 | 522,463,000 | 599,272,000 |
| Risk-weighted assets | 3,213,708,000 | 3,312,807,000 | 3,328,259,000 | 4,116,800,000 |