Call reports 2012
FIRST MERCHANTS BANK — 2012
What FIRST MERCHANTS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 4,222,251,000 | 4,213,424,000 | 4,230,249,000 | 4,285,219,000 |
| Total loans | 2,815,127,000 | 2,812,912,000 | 2,864,035,000 | 2,924,509,000 |
| Allowance for loan losses | 70,369,000 | 70,143,000 | 69,493,000 | 69,366,000 |
| Securities available for sale | 545,482,000 | 545,725,000 | 549,917,000 | 511,641,000 |
| Securities held to maturity | 412,724,000 | 396,770,000 | 377,097,000 | 361,020,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,299,030,000 | 3,327,034,000 | 3,228,216,000 | 3,379,239,000 |
| Interest-bearing deposits | 2,618,098,000 | 2,618,969,000 | 2,535,115,000 | 2,564,980,000 |
| Noninterest-bearing deposits | 680,932,000 | 708,064,000 | 693,101,000 | 814,259,000 |
| Equity capital | 614,956,000 | 604,480,000 | 616,472,000 | 623,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 43,439,000 | 87,574,000 | 132,895,000 | 175,849,000 |
| Interest expense | 5,978,000 | 10,772,000 | 15,041,000 | 18,998,000 |
| Net interest income | 37,461,000 | 76,802,000 | 117,854,000 | 156,851,000 |
| Noninterest income | 18,715,000 | 28,803,000 | 39,725,000 | 51,481,000 |
| Noninterest expense | 30,146,000 | 60,677,000 | 91,441,000 | 122,462,000 |
| Provision for loan losses | 4,875,000 | 9,420,000 | 14,029,000 | 18,534,000 |
| Pretax income | 21,944,000 | 36,799,000 | 54,243,000 | 69,725,000 |
| Income tax | 6,238,000 | 10,338,000 | 15,054,000 | 18,910,000 |
| Net income | 15,706,000 | 26,461,000 | 39,189,000 | 50,815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 461,922,000 | 454,148,000 | 468,311,000 | 474,782,000 |
| Total capital | 499,964,000 | 492,117,000 | 507,609,000 | 515,337,000 |
| Risk-weighted assets | 3,028,163,000 | 3,023,226,000 | 3,112,878,000 | 3,218,072,000 |