Call reports 2018
BELMONT SAVINGS BANK — 2018
What BELMONT SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 2,747,913,000 | 2,909,214,000 | 2,972,050,000 | 3,030,371,000 |
| Total loans | 2,395,603,000 | 2,560,718,000 | 2,593,801,000 | 2,645,213,000 |
| Allowance for loan losses | 16,584,000 | 17,296,000 | 17,481,000 | 17,939,000 |
| Securities available for sale | 12,025,000 | 4,042,000 | 4,035,000 | 4,040,000 |
| Securities held to maturity | 155,559,000 | 153,654,000 | 150,981,000 | 148,025,000 |
| Trading assets | 2,795,000 | 2,837,000 | 2,902,000 | 2,787,000 |
| Total deposits | 1,883,325,000 | 1,844,907,000 | 1,960,011,000 | 1,971,077,000 |
| Interest-bearing deposits | 1,661,729,000 | 1,647,524,000 | 1,754,398,000 | 1,765,570,000 |
| Noninterest-bearing deposits | 221,596,000 | 197,383,000 | 205,613,000 | 205,507,000 |
| Equity capital | 179,096,000 | 185,710,000 | 192,396,000 | 196,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 22,428,000 | 46,324,000 | 71,984,000 | 98,357,000 |
| Interest expense | 7,326,000 | 16,152,000 | 26,433,000 | 37,343,000 |
| Net interest income | 15,102,000 | 30,172,000 | 45,551,000 | 61,014,000 |
| Noninterest income | 896,000 | 2,591,000 | 3,712,000 | 4,924,000 |
| Noninterest expense | 7,619,000 | 15,349,000 | 23,124,000 | 32,794,000 |
| Provision for loan losses | 274,000 | 1,001,000 | 1,192,000 | 1,657,000 |
| Pretax income | 8,105,000 | 16,413,000 | 24,947,000 | 31,487,000 |
| Income tax | 2,073,000 | 4,302,000 | 6,604,000 | 8,545,000 |
| Net income | 6,032,000 | 12,111,000 | 18,343,000 | 22,942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 179,173,000 | 185,727,000 | 192,438,000 | 197,505,000 |
| Total capital | 195,793,000 | 203,047,000 | 209,934,000 | 215,460,000 |
| Risk-weighted assets | 1,741,749,000 | 1,820,225,000 | 1,843,849,000 | 1,880,453,000 |