Call reports 2017
BELMONT SAVINGS BANK — 2017
What BELMONT SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 2,287,286,000 | 2,370,834,000 | 2,499,980,000 | 2,676,611,000 |
| Total loans | 1,998,024,000 | 2,082,673,000 | 2,188,361,000 | 2,313,270,000 |
| Allowance for loan losses | 14,382,000 | 15,089,000 | 15,620,000 | 16,312,000 |
| Securities available for sale | 22,142,000 | 22,118,000 | 22,108,000 | 16,921,000 |
| Securities held to maturity | 134,007,000 | 140,524,000 | 139,291,000 | 160,090,000 |
| Trading assets | 2,662,000 | 2,710,000 | 2,753,000 | 2,808,000 |
| Total deposits | 1,577,848,000 | 1,619,326,000 | 1,722,370,000 | 1,759,140,000 |
| Interest-bearing deposits | 1,367,675,000 | 1,412,604,000 | 1,519,746,000 | 1,536,364,000 |
| Noninterest-bearing deposits | 210,173,000 | 206,722,000 | 202,624,000 | 222,776,000 |
| Equity capital | 160,271,000 | 165,146,000 | 170,623,000 | 173,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 17,524,000 | 36,308,000 | 56,101,000 | 77,269,000 |
| Interest expense | 4,282,000 | 9,136,000 | 14,753,000 | 21,206,000 |
| Net interest income | 13,242,000 | 27,172,000 | 41,348,000 | 56,063,000 |
| Noninterest income | 594,000 | 1,569,000 | 2,418,000 | 3,445,000 |
| Noninterest expense | 7,386,000 | 14,961,000 | 22,842,000 | 30,438,000 |
| Provision for loan losses | 829,000 | 1,536,000 | 2,070,000 | 2,762,000 |
| Pretax income | 5,621,000 | 12,244,000 | 18,854,000 | 26,346,000 |
| Income tax | 1,934,000 | 4,526,000 | 6,531,000 | 11,914,000 |
| Net income | 3,687,000 | 7,718,000 | 12,323,000 | 14,432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 160,102,000 | 164,979,000 | 170,451,000 | 172,963,000 |
| Total capital | 174,538,000 | 180,108,000 | 186,109,000 | 189,311,000 |
| Risk-weighted assets | 1,552,174,000 | 1,604,986,000 | 1,656,912,000 | 1,718,712,000 |