Call reports 2006
BELMONT SAVINGS BANK — 2006
What BELMONT SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 458,124,000 | 461,831,000 | 460,513,000 | 458,395,000 |
| Total loans | 314,002,000 | 322,548,000 | 330,091,000 | 328,837,000 |
| Allowance for loan losses | 1,257,000 | 1,263,000 | 1,319,000 | 1,320,000 |
| Securities available for sale | 5,137,000 | 519,000 | 227,000 | 3,319,000 |
| Securities held to maturity | 103,470,000 | 103,086,000 | 97,915,000 | 91,638,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 315,092,000 | 318,500,000 | 320,555,000 | 314,821,000 |
| Interest-bearing deposits | 301,364,000 | 305,544,000 | 308,414,000 | 302,219,000 |
| Noninterest-bearing deposits | 13,728,000 | 12,956,000 | 12,141,000 | 12,602,000 |
| Equity capital | 40,669,000 | 40,791,000 | 40,812,000 | 41,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,422,000 | 11,055,000 | 16,807,000 | 22,664,000 |
| Interest expense | 2,913,000 | 6,106,000 | 9,556,000 | 13,104,000 |
| Net interest income | 2,509,000 | 4,949,000 | 7,251,000 | 9,560,000 |
| Noninterest income | 271,000 | 488,000 | 706,000 | 1,016,000 |
| Noninterest expense | 2,601,000 | 5,117,000 | 7,555,000 | 10,041,000 |
| Provision for loan losses | 150,000 | 162,000 | 215,000 | 221,000 |
| Pretax income | 29,000 | 158,000 | 187,000 | 314,000 |
| Income tax | 5,000 | 13,000 | 20,000 | -89,000 |
| Net income | 24,000 | 145,000 | 167,000 | 403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,648,000 | 40,775,000 | 40,801,000 | 41,681,000 |
| Total capital | 41,905,000 | 42,038,000 | 42,120,000 | 43,001,000 |
| Risk-weighted assets | 272,130,000 | 256,417,000 | 260,366,000 | 275,105,000 |
Machine access — free, no API key
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