Call reports 2012
PLATTSMOUTH STATE BANK — 2012
What PLATTSMOUTH STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 78,327,000 | 79,235,000 | 81,135,000 | 79,374,000 |
| Total loans | 39,751,000 | 40,756,000 | 40,684,000 | 39,631,000 |
| Allowance for loan losses | 575,000 | 580,000 | 630,000 | 628,000 |
| Securities available for sale | 30,722,000 | 30,690,000 | 27,263,000 | 31,617,000 |
| Securities held to maturity | 852,000 | 852,000 | 852,000 | 585,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,241,000 | 66,011,000 | 67,343,000 | 64,880,000 |
| Interest-bearing deposits | 55,602,000 | 56,921,000 | 57,632,000 | 55,673,000 |
| Noninterest-bearing deposits | 9,639,000 | 9,090,000 | 9,711,000 | 9,207,000 |
| Equity capital | 7,746,000 | 7,960,000 | 8,332,000 | 7,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 803,000 | 1,590,000 | 2,313,000 | 2,978,000 |
| Interest expense | 132,000 | 259,000 | 383,000 | 502,000 |
| Net interest income | 671,000 | 1,331,000 | 1,930,000 | 2,476,000 |
| Noninterest income | 142,000 | 190,000 | 319,000 | 382,000 |
| Noninterest expense | 740,000 | 1,420,000 | 2,185,000 | 2,872,000 |
| Provision for loan losses | 0 | 5,000 | 55,000 | 795,000 |
| Pretax income | 170,000 | 310,000 | 437,000 | 33,000 |
| Income tax | 53,000 | 96,000 | 136,000 | 10,000 |
| Net income | 117,000 | 214,000 | 301,000 | 23,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,778,000 | 7,874,000 | 7,962,000 | 7,684,000 |
| Total capital | 8,353,000 | 8,454,000 | 8,592,000 | 8,311,000 |
| Risk-weighted assets | 53,634,000 | 55,634,000 | 58,781,000 | 61,198,000 |