Call reports 2012
HOMETOWN COMMUNITY BANK — 2012
What HOMETOWN COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Total assets | 136,821,000 | 133,646,000 | 124,561,000 |
| Total loans | 72,377,000 | 71,227,000 | 63,761,000 |
| Allowance for loan losses | 1,974,000 | 2,452,000 | 4,559,000 |
| Securities available for sale | 42,746,000 | 39,603,000 | 38,633,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 108,816,000 | 107,807,000 | 108,931,000 |
| Interest-bearing deposits | 100,154,000 | 97,751,000 | 98,789,000 |
| Noninterest-bearing deposits | 8,662,000 | 10,056,000 | 10,142,000 |
| Equity capital | 7,140,000 | 4,911,000 | -5,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Interest income | 894,000 | 1,796,000 | 2,644,000 |
| Interest expense | 383,000 | 710,000 | 1,007,000 |
| Net interest income | 511,000 | 1,086,000 | 1,637,000 |
| Noninterest income | 140,000 | 297,000 | -1,122,000 |
| Noninterest expense | 910,000 | 2,629,000 | 4,126,000 |
| Provision for loan losses | 0 | 1,300,000 | 9,150,000 |
| Pretax income | -259,000 | -2,518,000 | -12,733,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -259,000 | -2,518,000 | -12,733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Tier 1 capital | 7,115,000 | 4,856,000 | -5,360,000 |
| Total capital | 8,233,000 | 5,951,000 | -5,360,000 |
| Risk-weighted assets | 88,545,000 | 86,429,000 | 76,035,000 |