Call reports 2007
HOMETOWN COMMUNITY BANK — 2007
What HOMETOWN COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 92,407,000 | 96,193,000 | 101,973,000 | 101,722,000 |
| Total loans | 60,669,000 | 65,383,000 | 74,540,000 | 79,177,000 |
| Allowance for loan losses | 676,000 | 720,000 | 814,000 | 860,000 |
| Securities available for sale | 16,945,000 | 20,978,000 | 19,915,000 | 14,683,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,825,000 | 72,683,000 | 77,230,000 | 74,221,000 |
| Interest-bearing deposits | 67,076,000 | 67,173,000 | 71,498,000 | 70,000,000 |
| Noninterest-bearing deposits | 3,749,000 | 5,510,000 | 5,732,000 | 4,221,000 |
| Equity capital | 10,373,000 | 10,259,000 | 10,550,000 | 10,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,648,000 | 3,431,000 | 5,303,000 | 7,196,000 |
| Interest expense | 954,000 | 1,963,000 | 2,970,000 | 3,981,000 |
| Net interest income | 694,000 | 1,468,000 | 2,333,000 | 3,215,000 |
| Noninterest income | 42,000 | 99,000 | 175,000 | 235,000 |
| Noninterest expense | 638,000 | 1,285,000 | 2,002,000 | 2,783,000 |
| Provision for loan losses | 66,000 | 110,000 | 204,000 | 250,000 |
| Pretax income | 32,000 | 163,000 | 298,000 | 420,000 |
| Income tax | 0 | 23,000 | 53,000 | 124,000 |
| Net income | 32,000 | 140,000 | 245,000 | 296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,310,000 | 10,436,000 | 10,580,000 | 10,671,000 |
| Total capital | 10,986,000 | 11,156,000 | 11,394,000 | 11,531,000 |
| Risk-weighted assets | 74,039,000 | 79,798,000 | 86,932,000 | 89,166,000 |
Machine access — free, no API key
Every figure shown here about HOMETOWN COMMUNITY BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.