Call reports 2016
NEKOOSA PORT EDWARDS STATE BANK — 2016
What NEKOOSA PORT EDWARDS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 212,655,000 | 210,380,000 | 212,929,000 | 221,283,000 |
| Total loans | 119,904,000 | 122,409,000 | 124,985,000 | 124,727,000 |
| Allowance for loan losses | 2,650,000 | 2,680,000 | 2,750,000 | 2,525,000 |
| Securities available for sale | 30,763,000 | 28,793,000 | 27,160,000 | 26,817,000 |
| Securities held to maturity | 22,227,000 | 21,680,000 | 21,666,000 | 22,154,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,615,000 | 180,879,000 | 183,302,000 | 191,940,000 |
| Interest-bearing deposits | 162,915,000 | 158,473,000 | 161,332,000 | 169,170,000 |
| Noninterest-bearing deposits | 20,700,000 | 22,406,000 | 21,970,000 | 22,770,000 |
| Equity capital | 28,186,000 | 28,611,000 | 28,741,000 | 28,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,807,000 | 3,589,000 | 5,410,000 | 7,275,000 |
| Interest expense | 459,000 | 909,000 | 1,362,000 | 1,810,000 |
| Net interest income | 1,348,000 | 2,680,000 | 4,048,000 | 5,465,000 |
| Noninterest income | 74,000 | 154,000 | 227,000 | 1,310,000 |
| Noninterest expense | 684,000 | 1,363,000 | 2,041,000 | 2,702,000 |
| Provision for loan losses | 78,000 | 137,000 | 218,000 | 1,382,000 |
| Pretax income | 660,000 | 1,334,000 | 2,016,000 | 2,691,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 660,000 | 1,334,000 | 2,016,000 | 2,691,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,717,000 | 27,985,000 | 28,263,000 | 28,532,000 |
| Total capital | 29,045,000 | 29,368,000 | 29,679,000 | 29,948,000 |
| Risk-weighted assets | 104,957,000 | 109,408,000 | 111,951,000 | 112,234,000 |