Call reports 2011
CORE BUSINESS BANK — 2011
What CORE BUSINESS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 50,755,000 | 53,030,000 | 53,278,000 | 55,354,000 |
| Total loans | 22,441,000 | 23,052,000 | 29,243,000 | 32,939,000 |
| Allowance for loan losses | 675,000 | 853,000 | 837,000 | 688,000 |
| Securities available for sale | 23,225,000 | 14,733,000 | 15,130,000 | 12,773,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,188,000 | 46,259,000 | 46,357,000 | 48,623,000 |
| Interest-bearing deposits | 36,460,000 | 36,309,000 | 35,619,000 | 37,292,000 |
| Noninterest-bearing deposits | 7,728,000 | 9,950,000 | 10,738,000 | 11,331,000 |
| Equity capital | 5,689,000 | 6,323,000 | 6,495,000 | 6,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 470,000 | 971,000 | 1,506,000 | 2,031,000 |
| Interest expense | 107,000 | 207,000 | 304,000 | 397,000 |
| Net interest income | 363,000 | 764,000 | 1,202,000 | 1,634,000 |
| Noninterest income | 71,000 | 81,000 | 133,000 | 145,000 |
| Noninterest expense | 759,000 | 1,423,000 | 1,975,000 | 2,585,000 |
| Provision for loan losses | 272,000 | 295,000 | 304,000 | 305,000 |
| Pretax income | -597,000 | -867,000 | -938,000 | -1,105,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -597,000 | -867,000 | -938,000 | -1,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,179,000 | 6,414,000 | 6,343,000 | 6,180,000 |
| Total capital | 6,517,000 | 6,723,000 | 6,663,000 | 6,529,000 |
| Risk-weighted assets | 26,726,000 | 24,197,000 | 25,117,000 | 27,596,000 |